MotorAfrica | Integrated Payment Services

Scale your business with an Integrated revenue collection platform

Motor Africa’s integrated payment services provide a streamlined solution that seamlessly integrates telematics and billing systems, giving you complete control over your fleet's financial operations.

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100 bn

Live data points

700 m+

Trip data processed

$440 k

Processed via billing

500 m

Miles of driving data

Use cases for our embedded finance API

Car subscription businesses

Integrate our API to efficiently manage rental fees and asset control for defaulting customers, simplifying financial operations.

Geofence violation fees

Set up geofences around work zones and charge violation fees when drivers breach the rules, promoting adherence to regulations.

Driver rewards

Implement driver reward programs by automating the calculation and distribution of rewards, improving driver satisfaction and performance.


Use our API to collect loan repayments for individuals who have taken loans against their vehicles as collateral, streamlining the repayment process and reducing delinquency risks.

Operational violation fees

Seamlessly collect fees when drivers exceed predetermined speed limits, ensuring compliance and promoting safe driving practices.

Integrated Payment Services...

By leveraging our embedded finance API, fleet operators can simplify their business operations, reduce manual effort, enhance efficiency, and focus on their core operations. Whether it's managing rental fees, enforcing penalties, rewarding drivers, or collecting loan repayments, our API offers a versatile solution for optimizing financial processes in the fleet management industry.

“It felt like having a friend who never sleeps...”

Meet Jecinta, a 63 years old retiree & vehicle owner making 200% RoI & up to N500,000 monthly. She ventured into P2P vehicle leasing with Bolt.

Recent Posts

Mobility Entrepreneurs Access to Credit Line.

Motor Africa, a leading mobility technology company, has announced a partnership with Bolt, the ride-hailing platform, to offer mobility entrepreneurs access to a credit line of N600,000 per year.

Repair Financing and BNPL Insurance for vehicles on the Bolt platform.

As part of the campaign to drive growth for peer-to-peer car subscriptions for commercial mobility services, we are launching repair financing and a BNPL insurance program to help vehicle owners (hosts) get their cars fit for subscription while they earn weekly on the Bolt platform.

How envio is pioneering vehicle subscription in Nigeria.

When people encounter financial challenges starting a business, the next step is to find sources of funds/loans to support the business; however, this is a limiting aspect because not everyone is creditworthy to acquire loans due to poor credit scores.

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